Sunbeds and a parasol on an exotic beach — representing online travel agent merchant accounts

Merchant Accounts For Online Travel Agencies

Merchant Solution Built for Online Travel Agencies (OTAs)

An OTA checkout looks simple from the customer's side, one basket, one payment, but underneath it often means splitting funds across several different suppliers, at high volume, with refund and dispute exposure that scales right alongside your booking numbers. Repayd's infrastructure is built around that underlying complexity, so growth in bookings doesn't automatically mean growth in payment risk.

Whether you sell flights, hotels, tours or combined packages direct to travellers, Repayd is built to manage the payment demands that come with running a consumer-facing OTA at real scale.

The Features of Our Merchant Account Solution

Large transaction volumes and high refund exposure are simply part of the OTA business model, and most acquirers treat that as a reason to hesitate rather than a problem to solve properly. We built Repayd to do the latter.

Our accounts handle complex, multi-supplier bookings, multi-currency processing and high traffic without the downtime or account reviews that generic processors tend to trigger once volume climbs. Once funds are collected, disbursement to suppliers can be handled by virtual card or local payout methods, on the schedule your itineraries require, with Repayd operating as Merchant of Record across the whole flow.

The Key Benefits of Having a Repayd Merchant Account

Get secure high-volume processing, predictable settlement, fraud controls that respond to the triggers you configure and scalable integrations built to keep your booking flow efficient even at peak demand.

Seamless Cross-Border and Multi-Currency Payments

Travellers pay in their own currency, you settle in yours, and conversion costs stay transparent rather than quietly eating into margin on every international booking.

Protection Built In

Chargeback prevention, secure routing and acquirer-approved account structures work together to safeguard revenue from disputed transactions, an area where OTA exposure tends to run higher than most of travel.

Scalable Solutions for Every Stage of Growth

From a niche OTA processing its first few thousand bookings to a major platform running at enterprise volume, Repayd's modular systems and API connectivity grow with you rather than becoming the bottleneck.

Effortless Integration with Your Existing Tools

We integrate with the booking engines and reservation platforms OTAs already run on, so payments embed into your existing workflow instead of requiring a separate one.

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Want to See Repayd in Action?

Arrange a personalised demo and we'll walk through exactly how a multi-supplier booking would flow through a Repayd account, from customer checkout to supplier disbursement.

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Why Leading OTAs Trust Repayd

Our OTA clients rely on us for the combination of scale, security and genuine industry insight that most generalist providers simply don't have.

  • Merchant accounts suited to high-volume, multi-supplier bookings
  • Cross-border acceptance with local settlement through our registered entities worldwide
  • Acquirer relationships already comfortable with complex, split-payment itineraries
  • Transaction controls that respond to the fraud and dispute triggers you configure
  • Support from travel payment professionals who understand the OTA model specifically

Our Latest Case Studies

Repayd, formerly Trust My Travel, is a Merchant of Record payment partner for travel, hospitality and aviation. We help OTAs manage high-volume, cross-border transactions without the payment bottlenecks that tend to appear right when booking demand is at its highest.

Ha Long Bay

Uncover the World Travel

Discover how Repayd enabled Uncover the World Travel to secure clients, comply with travel-regulations and grow across multiple currencies.
Cruise ship sailing into the distance

inCruises

See how Repayd helped inCruises scale globally, reduce risk, and maintain high acceptance & ultra-low chargebacks in a subscription model.
Quito in Ecuador

GreenGo Travel

Learn how GreenGo Travel partnered with Repayd to streamline payments, onboard faster, and improve customer confidence.

Frequently Asked Questions

How does Repayd handle cross-border OTA payments?
Travellers pay in their own currency at checkout, while you receive settlement in the currency your business runs on, with our registered entities across major markets helping keep authorization rates strong on international bookings.
What protection is built into a Repayd account?
Every account includes chargeback prevention, secure routing and acquirer-approved account structures, designed to safeguard revenue against the higher dispute exposure that comes with the OTA model.
Can you manage multi-leg or multi-supplier bookings?
Yes. Our system is built for complex, split-payment itineraries, so a single traveller's booking spanning several suppliers can still settle and disburse correctly on the back end.
Do you handle peak-season booking surges?
Yes. Our infrastructure is built to scale through high-demand periods, so a surge in bookings reads as expected activity rather than triggering the account holds generic providers often apply.
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Get Started with Repayd

Want a payment setup that scales with your booking volume instead of getting nervous about it? Let's talk about a merchant account built for how OTAs actually process payments, from checkout to supplier settlement.