At Repayd, we focus on one thing: giving tour operators around the world a merchant account built specifically around how trips are actually sold and delivered. Bookings come in months in advance, payments happen in stages, and fulfilment runs through a network of local suppliers spread across multiple countries and currencies. Rather than adapting a generic payments product to fit travel, we started with the travel booking journey itself and built the infrastructure around it.
Whether you operate adventure tours in Patagonia, cultural experiences in Morocco, or multi-country group travel across Europe, your business runs on the same underlying complexity: global customers, global suppliers, and money that needs to move securely and compliantly between the two. Repayd is built to handle exactly that, at any scale, in any market you operate in.
Repayd's merchant account infrastructure is purpose-built for the tour operator model, combining payment acceptance, financial protection, and supplier settlement into a single connected system rather than three separate contracts to manage. Our platform supports long lead times between booking and departure, multi-leg itineraries with staged payments, and settlement in multiple currencies, all coordinated through one account rather than a patchwork of providers.
Where relevant, this also includes financial protection structures aligned to schemes like the UK Package Travel Regulations and the EU Package Travel Directive, with customer funds held in trust or insured until they're due for release. It's bundled into one combined rate alongside payment processing, so your compliance obligations and your payment infrastructure are handled by the same partner.
A Repayd merchant account gives you a genuinely more intelligent way to manage global payments, one where secure processing, predictable settlement, fraud controls that respond to the triggers you configure and ready-made integrations work together instead of being pieced together from separate vendors. Here's what that looks like in practice:
Repayd lets customers check out in their own local currency while you get settled in yours, using live spot and micro-forward FX rates to keep conversion costs predictable. For advanced bookings and supplier payments we also offer a guaranteed rate programme, giving you surety on your margin no matter when payment is due in the future. Across more than 100 countries, customers can access supported local pay-in options for a more familiar checkout experience, while you receive accurate, transparent settlement without needing to establish banking relationships in each market yourself.
Every Repayd tour operator account includes chargeback management, secure payment routing, and account structures already approved by our acquiring partners. On the supplier side, funds can be disbursed by virtual card or bank transfer directly from protected accounts, with supplier failure protection available where your regulatory obligations require it. Both your revenue and your customers' money stay safeguarded through the entire booking-to-departure window.
Whether you're running a single destination or expanding into a dozen new markets this year, Repayd's modular setup and developer-friendly APIs let you add currencies, entities and supplier relationships without re-platforming. Our infrastructure is built to grow at the same pace your itinerary catalogue does.
Repayd connects with the major travel booking and reservation platforms tour operators already use, so you can go live without rebuilding your booking flow or retraining your team. Our team provides guidance and support throughout integration, helping your own technical team keep disruption to a minimum.
Discover how easy it is to modernize your payments. Book a personalized demo to see exactly how a Repayd account would handle your itineraries, your currencies and your supplier payouts, and explore how it can streamline your transactions, improve customer trust, and support your growth across markets.
Tour operators choose Repayd because we combine deep, first-hand understanding of how the industry actually operates with the infrastructure, acquirer relationships and compliance expertise to back it up. We were built by people who worked in travel payments before founding Repayd, and every part of the platform reflects that, including:
Repayd is a Merchant of Record payment partner specialising in the travel, hospitality and aviation sectors. We help travel businesses accept international payments and manage complex, multi-currency operations with the same infrastructure trusted by operators, cruise lines and travel platforms worldwide. Our mission is to remove payment complexity so you can focus on delivering unforgettable journeys.
Want to accept payments from clients around the world without the risk or the red tape? Let's talk about a merchant account that works the way your tour operator business actually does, from first deposit to final supplier payout.
Thank you for your interest in Repayd. If you have any questions about our company or our services, please feel free to reach out via our contact form, or using the contact details below. We look forward to connecting with you soon!
